As any Homeowner knows, there's a subtle difference between owning a house and owning a home, it has to do with changing the house's character to fit your own.
Buying
by Infinity Realty Guam 
As your home buying journey comes to its completion, your agent should help you through the final steps to home ownership - the closing process.
Finding the financing package that best suits your needs can be a complicated process, your REALTOR® can help you find the financing method that works for you.
Two things can add to your peace of mind as you enter the final stages of home buying: home inspections and home warranties.
Your lender will need a complete picture of your financial situation to help determine how much home you can afford.
When you find the right home, your REALTOR® should take you through a step-by-step process to make the purchase.
Your REALTOR® should show you the homes that meet your needs and weed out the ones that don't.
Your REALTOR® should assist you in this process and by discussing this now, you'll save plenty of time in the house-hunting process
Most people have a general idea of how much they feel comfortable spending. It's equally important to know how much your lender calculates you can afford.
You can choose financing options that are affordable, home styles that fit your lifestyles, and professional services that make the process fast and enjoyable.
The Economic Stimulus Bill signed by President Obama offers first-time home buyers a tax credit equal to 10% of the cost of their home up to $8,000.
