As any Homeowner knows, there’s a subtle difference between owning a house and owning a home, and much of that has to do with changing the house’s character to fit your own.
Moving In
Considering the quantity and value of your possessions, as well as the type of place you’re ...
As your home buying journey comes to its completion, your agent should help you through the final steps to home ownership – the closing process.
Closing is the formal meeting where ownership of the property is transferred from the seller to the buyer. Also at this time, the buyer’s ...
While finding the financing package that best suits your needs can be a complicated process, your REALTOR® can help you find the financing method that works for you.
Home financing is available from mortgage companies, savings and loan associations, banks, credit unions and others. Each will have its own ...
Two things can add to your peace of mind as you enter the final stages of home buying: home inspections and home warranties.
Pre-Closing
A professional inspection of a home prior to closing can lessen the chance for surprises. Even if you’ve arranged to have an inspection, you ...
Your lender will need a complete picture of your financial situation to help determine how much home you can afford. You and the loan officer will fill out the Uniform Residential Loan Application, a multi-page document that asks in-depth questions about you, your income, your assets and liabilities and ...
When you find the right home, your REALTOR® should take you through a step-by-step process to make the purchase. You know the seller’s asking price, now it’s your turn to make some important decisions.
Preparing to Offer, Preparing to Negotiate
You may be in a strong bargaining position ...
Your REALTOR® should show you the homes that meet your needs and weed out the ones that don’t.
He or she will make arrangements for you to see only those homes that match your requirements, so your time is well spent. Remember to record your impressions about the homes ...
Next you’ll want to define your needs, tastes and preferences for your new home. Your REALTOR® should assist you in this process and by discussing this now, you’ll save plenty of time in the house-hunting process. Your REALTOR® will show you only the houses that fit these requirements ...
Most people have a general idea of how much they feel comfortable spending. It’s equally important to know how much your lender calculates you can afford. With assistance provided by your REALTOR®, you’ll be able to better prepare the many details required during the financing application process.
Why and when should I buy a home?
Today, home Buyers have more choices than ever before. You can choose financing options that are flexible and affordable, home styles that fit a variety of lifestyles, and professional services that make the process fast, effective and enjoyable.
Here are some ...